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Dear valued Direct Rate Insurance client: The ongoing COVID-19 crisis is causing extremely high traffic volume and wait times may be longer than usual. We recommend that you register for online self serve to submit your request. Be sure of one thing, we’ll take care of you! For highlights of the federal government's COVID-19 financial relief programs click here.

Who we are

Direct Rate Insurance Services Inc. is an independent brokerage. We work for you. Unlike agents who only offer products from the insurance company they work for and represent, we compare products from multiple insurance companies.

More choices means that you can find the lowest rates for the insurance coverage you need.

More choices also means that as your needs change, we can quickly and easily look to one of our other providers to find the coverage that best meets your new requirements.

Expert Advice

You don’t want to overpay for insurance, and you want to make sure that you are properly covered. That’s what we’re here for! We work with you to identify your specific needs, and our licensed brokers are prepared to answer your questions and provide unbiased expert advice to help you choose the level of coverage that best suits you.

We keep on top of marketplace changes and the latest offerings so you can take advantage of all applicable discounts and money saving opportunities.