Save an average of 30% on car insurance in just three minutes.

Our brokers will help you secure the best car insurance in Red Deer by comparing quotes from the leading companies in Canada.

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We compare rates from Canada's top providers, including:

Car insurance in Red Deer, Alberta.

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Finding a car insurance policy that makes sense for your lifestyle can lead to hundreds of dollars in savings each year.

At DirectRate.ca, we customize your car insurance policy so that you’re only paying for the coverage you need, nothing more.

Because the best car insurance for one Red Deer resident isn’t necessarily what’s best for another, our licensed brokers work one-on-one with you to craft an individualized solution.

In addition to making sure that you have a policy that includes coverage that’s mandatory in Alberta, a licensed broker will help you decide on whether or not it makes sense to add additional coverage such as comprehensive and collision coverage.

Car insurance can seem complex but our brokers have the experience and expertise to make sure you get the best coverage at the lowest rate.

The broker will also help you secure discounts and point out ways that you can bring down your costs.

For example, buying and using winter tires is likely to bring down your costs. Bundling your policies so that they’re each held with a single insurance provider is another easily accessible savings tactic.

Get started with our free, online quote tool and then connect on a call with a licensed broker: 1-855-754-0350.

Our recommendations are free.

 
 
 

How does it work?

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Why use DirectRate.ca?

Our licensed brokers have the experience and expertise to help you secure a great rate for car insurance in Red Deer.

We’ve helped thousands of Canadians save millions of dollars.

We’d love to help you. Get a free online quote and give us a call: 1-855-754-0350.

 
 
 
 

Get a free quote today.

It’s fast, free, and help is just a call away.

Call us – we’re ready to help.
1-855-754-0350.
 
 
 
 

Frequently Asked Questions about car insurance in Red Deer.

What sort of car insurance do I need in Red Deer?

By law, drivers in Alberta must have third party liability and accident benefits. Additional coverages are optional.

To figure out which additional coverages you should have and which ones you can do without, start with our free, online tool for quotes for cheap car insurance in Red Deer. Next, speak with a licensed broker.

In general, many drivers opt for comprehensive and collision coverage. It’s also common for many to increase the amount of their third party liability coverage.

Other optional coverages include:

All perils: Covers many perils. This coverage type has similarities to collision and comprehensive coverage. A broker will review the specifics with you.

Collision: If your car is damaged in a collision and you’re at fault, this coverage will take care of the cost of car replacement or repair costs.

Comprehensive: If your vehicle is damaged by debris, earthquake, explosions, theft, vandalism and weather events, you’ll be covered.

Loss of use: If the insured car is damaged and the insured has All perils, comprehensive or Specified perils coverage, loss of use coverage means that the cost of a replacement vehicle or transportation costs will be taken care of.

Rental car or substitute car: The cost of a replacement vehicle the insured must use because the insured vehicle is out of service will be covered.

Replacement cost: If your vehicle is deemed a total loss, this coverage will replace your vehicle (same make and model).

Specified perils: Covers damage from perils specifically named in your policy. For example, attempted theft, damage in transport, earthquake, explosions, fire, lightning, riots or windstorms.

To figure out if any of these optional coverages make sense for you, speak with a licensed broker for free recommendations.

We’ll answer all of your questions and make sure you’re getting the best coverage for the lowest rate. Reach one of our licensed brokers at 1-855-754-0350.

How much does auto insurance in Red Deer cost?

Vehicle insurance in Red Deer tends to be less expensive than in nearby cities such as Calgary or Edmonton.

However, location is only one of many factors that affect a driver’s insurance rate. For example, a driver in Red Deer with a problematic driving record may end up paying more than a driver in Calgary who has a clean record.

According to DirectRate.ca data, Red Deer residents in the postal code region beginning with T4P have the highest premiums whereas those in the postal code region beginning with T49 have the lowest.

The easiest way to bring down your cost is to work with a licensed broker who will customize your policy so that you’re only paying for coverages you need, nothing more.

They’ll also help you secure discounts and recommend savings tactics.

Our online quote tool, recommendations and answers to all your questions are free.

How can I reduce the cost of my car insurance?

While a licensed broker at DirectRate.ca will help you figure out how to get the best automobile insurance in Red Deer for the lowest rate, there are some easy ways to save  for drivers in almost every province.

Some savings tactics include:

Apply discounts that may be available through any organization you’re a part of. For example, some alumni associations offer insurance discounts.

Bundle your policies so that each is held by a single provider.

Customize your policy so that you’re only paying for coverages that you need, nothing more. Work with a licensed broker who will answer any of your questions, for free.

Complete a driver training course.

Enrol in a telematics program which monitors your driving habits and rewards good drivers with lower rates.

Park privately. In a garage, your vehicle is less vulnerable to the elements as well as to theft or collisions.

Purchase and use winter tires.

Raise your deductible which leads to a lower monthly cost, though, a higher out-of-pocket cost if you have to make a claim.

A licensed broker is the best able to help you secure cheap car insurance in Red Deer. At DirectRate.ca, we’ve helped thousands of Canadians save millions of dollars in insurance costs.

We keep close track of product changes and industry discounts so that we can keep customers up-to-date on the best ways to save.

Our tools and recommendations are fast and free. To get a quote, give us a call and start saving today: 1-855-754-0350.