Save an average of 30% on your insurance for your exotic car in just three minutes.

Our brokers will find you the best car insurance by comparing quotes from the top 10+ companies in Canada.

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We compare rates from Canada's top providers, including:

Exotic car insurance.

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  • Looking for insurance for your exotic car? We can help.
  • At DirectRate.ca, our licensed brokers will work directly with you to navigate the details of getting insurance for a high end car.
  • We have the experience and expertise to help you find the best coverage at the lowest rate
 
 
 

How does it work?

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Enter your information – it takes less than three minutes.
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Get 10+ insurance quotes for your exotic car from companies across Canada.
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Secure your rate by talking to a licensed broker.
 
 

Why use DirectRate.ca?

Comparison shopping is the crucial first step for securing a good insurance rate for your exotic car.

Our free, online tool will help you do so, providing quotes from the 10+ leading insurance providers in Canada.

Next, when you connect with one of our licensed brokers over the phone, we’ll review the details of how to secure insurance for your luxury car.

 
 
 
 

Start your free quote now.

It’s fast, free, and help is just a call or a click away.

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More of a talker than a clicker?

Call us – we’re ready to help.

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What is an exotic car?

Exotic cars are distinct for being high-value.

They’re often sports cars and are sometimes referred to as ‘supercars’.

In many instances, an exotic car will be one-of-a-kind, having been modified by the owner.

While the terms ‘luxury’, ‘vintage’ and ‘classic’ are often used to describe vehicles that are older, being deemed exotic has nothing to do with age. Brokers instead are most likely to focus on its value and the driver’s age.

Some general parameters on how unique cars are described:

  • Antique car:
  • More than 30-45 years old
  • Has not been significantly modified from manufacturer’s specifications
  • Is driven on special occasions rather than daily.
  • Classic car:
  • At least 20 years old
  • Has not been significantly modified from manufacturer’s specifications
  • Collector and vintage:
  • Built between 1919-1930
  • Exotic car:
  • Expensive, often a sports car or supercar.
  • Distinct, customized from manufacturer’s specifications
  • Considered one-of-a-kind or exclusive.

Connect with a licensed broker to better understand coverage options for your exotic car and get a custom insurance policy so that you’re well protected.

 
 
 

Frequently Asked Questions about exotic car insurance in Canada.

How can I find the best insurance for my exotic car?

Because of how different exotic cars are compared to common cars, drivers looking for supercar insurance should work directly with a licensed broker to find the best coverage at the lowest rate.

Value is one of the most important factors affecting insurance rates for imported cars, also known as exotic cars or supercars.

Insurance providers also look closely at the driver’s age and experience when determining a rate.

A broker will work one-on-one with you, reviewing important details of your vehicle and insurance application to align you with the best companies offering insurance for your exotic car.

Call DirectRate.ca to be connected with an exotic car insurance broker: 1-855-754-0350.

For exotic car insurance, which companies offer the best coverage?

A licensed broker will review coverage options that are best for your vehicle and how you use it.

At DirectRate.ca, we’ve helped hundreds of exotic car owners save thousands of dollars.

We’d love to help you. Give us a call today: 1-855-754-0350.

Why is car insurance expensive for high risk drivers?

Auto insurance for high risk drivers is more expensive because companies consider them more likely to make a claim, based on their driving and claims histories.

A clean driving record and good claims history are key to helping keep your rates low.

Cheap insurance for high risk drivers is available to those who comparison shop, year-over-year, and, work with a licensed broker to customize their policies.

How much should I expect to pay for high end car insurance?

Car insurance rates are determined by a number of key factors, including:

Driving history

Gender

Mileage

Vehicle use and storage

Rates are also affected by locale and the volume of claims in any given area. For example, a driver may end up paying more for exotic car insurance in Ontario than in Alberta, if more claims are made in Ontario.

Value is one of the most important factors affecting insurance rates for imported cars, exotic and supercars.

To be eligible for coverage for an exotic car, many insurance providers require low vehicle usage. For example, driving less than 200 kms per year is a common policy requirement; it’s a factor that’s often built into the cost of the insurance premium for exotic cars.

If you drive more than that distance, your vehicle may not be eligible for that particular policy.

Coverage that requires low mileage tends to appeal to exotic car owners who only use their vehicle seasonally or during events such as parades.

Is it safe to buy exotic car insurance online?

Yes, absolutely.

Making an online purchase for an exotic car is 100% safe. It’s also fast and convenient.

Connect with a licensed broker at DirectRate.ca. We’ll help you customize a policy with one of the top companies for luxury car insurance in Canada.