Save an average of 30% on your car insurance in just three minutes.

Our brokers will find you the best car insurance in Niagara Falls by comparing quotes from 10+ top companies in Canada.

Call Us for a Free Quote
Happy person

We compare rates from Canada's top providers, including:

Car insurance in Niagara Falls, Ontario.

Offroad trip

Car insurance is a customizable product that you could be overpaying for.

Reduce your expenses by hundreds of dollars a year by using our free, online tool to get quotes for the best car insurance in Niagara Falls from 10+ leading insurance providers in Canada.

Once you see the rates you qualify for, one of our licensed brokers will work directly with you over the phone to create a policy that’s right for you.

Our recommendations are free. We’ll answer all of your questions, finding additional savings along the way to further bring down your rate.

At DirectRate.ca, we research the best coverage and rates so you don’t have to.

 
 
 

How does it work?

Pen
Just enter your information — it will take less than three minutes.
Wall of hands
Get 10+ quotes for car insurance in Niagara Falls from the leading insurance companies across Canada.
Phone
Secure your rate by working with a licensed broker.
 
 

Why use DirectRate.ca?

We’ve helped thousands of Canadians save millions of dollars on their insurance costs.

Find out how much you can save on auto insurance in Niagara Falls by using our online quote tool. Next, connect with a licensed broker to customize your policy.

There’s no catch; our quotes are no-obligation and our recommendations are free.

 
 
 
 

Get a free quote today.

It’s fast, free, and help is just a call away.

Call us – we’re ready to help.
1-855-754-0350.
 
 
 
 

Frequently asked questions about car insurance in Niagara Falls, Ontario.

How can I get the cheapest car insurance?
  • A number of factors affect car insurance rates in any given city.
  • Location is only one factor. Your age, gender, driving and claims history are also very relevant — as are the type of coverage you purchase, your vehicle and how you use it.
  • For example, your rate is likely to be lower if you don’t use your car often and park it privately.
  • To get the cheapest car insurance in Niagara Falls, work with a licensed broker to customize your policy. Based on the details in your application, they’ll advise you on how to secure the best coverage at the lowest rate.
  • There’s no catch. Our quotes are no-obligation and our recommendations are free. If you decide to purchase a policy from an insurance company we work with, our licensed broker may receive a small, contingent commission. If you decide not to get a policy, no problem.
  • We aim to help you understand the details of car insurance along the way. It’s a complex product that we know a lot about.
  • At DirectRate.ca, we’re able to offer our service for free because we’re confident you won’t find a better rate elsewhere.
  • To start saving today, give us a call: 1-855-754-0350.
What’s the best insurance company to get car insurance from?
  • There’s no single insurance provider that’s better than another. The carrier that makes the most sense for one driver may not offer a product that’s ideal for another driver.
  • Licensed brokers at DirectRate.ca work with you one-on-one to figure out what policy makes the most sense for your vehicle and how you use it. What coverage do you need? What can you do without?
  • By customizing your policy, we’re confident that you’ll receive the best available rate for car insurance in Niagara Falls.
Why is car insurance more expensive in some parts of Niagara than in others?
  • Location is one of many factors that affect the cost of insurance. While the city where you require coverage is relevant, the neighbourhood itself can also impact your rate.
  • For example, if you’re looking for automobile insurance in a part of Niagara Falls where there’s a particularly high rate of car theft, collisions or insurance claims, you may end up paying more than the cost of coverage in areas of the city where there is less activity.
  • The good news is that many factors aside from location have as significant an effect on your car insurance rate. So, while your specific neighbourhood may not be conducive to a great rate, other details could make you eligible for savings.
  • We recommend that you work with one of the licensed brokers at DirectRate.ca to customize your policy. We have the experience and expertise to help you secure considerable savings — as we’ve done for thousands of Canadians.
  • A licensed broker will probe you about what sort of vehicle insurance you need in Niagara Falls, how you use your vehicle, your claims history and aspects of your lifestyle that could impact your rate.
  • Once we have a better sense of your profile, we’ll offer free recommendations on how you can secure the best coverage at the lowest rate.
  • Start with 10+ free quotes from our online quote tool and then give us a call to speak to a broker: 1-855-754-0350.
I cross the border often, will my car insurance cover me if I get in an accident in the United States?
  • Yes. If you hold a valid licence and car insurance in Canada, your coverage will protect you while driving in the United States.
  • Before you drive in the United States, it’s wise to acquaint yourself with traffic laws there. For example, turning right on a red light is legal in most Canadian provinces, but is not legal in some states.
  • Before you drive in the United States, we recommend you speak with a licensed broker at DirectRate.ca to review if your policy has any limits on coverage while driving south of the border.
  • And, if you’re considering renting a car in the United States, our licensed brokers will closely review the details of any rental car insurance coverage you purchase.
  • Rental car insurance coverage can be confusing — on part because of the offers you’re likely to receive from the rental car agency, coverage you may have through your existing policy and any coverage you have through a credit card.
  • Our recommendations are free, and we’ll answer all of your questions about how to be well protected as a Canadian driving in the United States.
  • Call DirectRate.ca today: 1-855-754-0350.
Is it safe to buy car insurance online?
  • Yes, it’s totally safe to buy car insurance online.
  • It’s also super convenient: start online by using our free tool for 10+ quotes for cheap car insurance in Niagara Falls.
  • Then, work one-on-one with a licensed broker to customize your policy.
  • At DirectRate.ca, our quotes are no obligation and our recommendations are free.
  • Give us a call to start saving today: 1-855-754-0350.