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We will find you the best car insurance quotes for drivers in Ottawa.

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We compare rates from Canada's top providers, including:

Car insurance in Ottawa.

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Cheap car insurance for drivers in Ottawa is at your fingertips.

We've helped thousands of Canadians save millions of dollars in insurance – including many in the nation’s capital city, Ottawa.

Discover savings – quickly and for free – with our online quote tool.

 
 
 

How does it work?

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Enter your information – it takes less than three minutes.
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Get up to 10 quotes for car insurance in Ottawa.
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Secure your rate by talking to a licensed broker.
 
 

Why use DirectRate.ca?

Bring down your living expenses by reducing your rate for car insurance in Ottawa.

We have the experience and expertise to help you secure the best coverage at the lowest rate.

We'll customize your policy to make sure you're only paying for the coverages you need, nothing more.

 
 

Types of car insurance.

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The type of car insurance coverage you require is a key factor in determining your rate.

Ontario drivers must, by law, have at least $200,000 in third-party liability coverage and $50,000 in accident benefits.

One of our licensed brokers will help you figure out if additional coverages are a good investment.

For example, you may have a different car insurance rate if you use your car daily for commuting as compared to only occasionally

Why pay for additional coverages that aren’t aligned with how you use your car?

Additional coverages can include:

Collision: Covers car replacement or repair costs if your car is damaged in a collision and you’re at fault.

Comprehensive: Covers damage by debris, earthquake, explosions, theft, vandalism and weather events.

Specified perils: Covers damage from a short list of perils you have specifically named in your policy such as attempted theft, damage in transport, earthquake, explosions, fire, lightning, riots or windstorm.

All perils: Covers many perils and has similarities to both collision and comprehensive coverage.

 
 
 

Get a free quote today.

It’s fast, free, and help is just a call away.

Call us – we’re ready to help.
1-855-754-0350.
 
 
 
 

Frequently Asked Questions about car insurance in Ottawa.

Is car insurance mandatory in Ottawa, Ontario?

Yes, everywhere in Canada, including Ottawa, vehicle insurance is mandatory.

Driving without insurance could lead to a fine as well legal difficulties if you’re in a collision while without insurance.

For the best auto insurance in Ottawa, get a quote and connect with one of our licensed brokers: 1-855-754-0350.

How do I get cheap car insurance in Ottawa?

To get a quote for cheap car insurance in Ottawa, start by comparing available rates from companies across Canada.

Our free, online tool will produce up quotes from up to 10 companies.

Next, speak with one of our brokers who will customize your policy, making sure you’re getting the coverages you need, nothing more.

Automobile insurance rates in Ottawa are determined by a number of variables. Adjusting a single detail in your application can help you secure a better rate and save hundreds of dollars.

Is it safe to buy car insurance online?

Yes, definitely.

It’s also fast, convenient and free.

We’ve helped thousands of Canadians save millions of dollars on their insurance costs.