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Our brokers will find you the best home insurance in Ontario by comparing quotes from the 10+ leading companies in Canada.

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We compare rates from Canada's top providers, including:


Home insurance in Ontario.

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Home insurance will cover the cost of replacing your home and its contents in the event damage.

While homeowners aren’t required by law to have it, it’s a wise investment.

Brokers at have expert knowledge of Ontario’s home insurance industry.

From trends to new products, we do the shopping so you don’t have to.


How does it work?

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Get 10+ quotes for home insurance in Ontario.
Secure your rate by talking to a licensed broker.

Types of homeowners insurance in Ontario.

Though you’re not required, by law, to insure houses in Ontario, most lenders will only provide funds if your home is insured.

Homeowners can choose from a range of products, including:

Comprehensive or All-Perils: The most thorough and often recommended coverage. This type of insurance will protect your home in Ontario and its contents against all perils and losses – except for those that are explicitly excluded in the policy. For example, often, earthquake damage, water or insect damage are excluded.

Basic or Named-Perils: This type of insurance covers your home and its contents against specifically named perils. While this type of insurance tends to be less expensive, it also means the homeowner assumes a greater level of risk in the event of damage.

No-Frills: This insurance type is minimal. It’s available for homes that don’t meet underwriting standards.

To determine rates in Ontario, home insurance companies look at a range of variables, including:

Home location

Policy holder’s claims history

Other policies held

Potential risks to property

Number of occupants

Connect with a broker at to find out how you can secure a lower cost for your Ontario home insurance.


Why use

Our brokers are expert at finding the best home insurance in Ontario at the lowest rate.

Our online tool is fast and free, offering you 10+ quotes for Ontario house insurance.

We’re available to answer any questions you have about a policy, and, to point out how you may be eligible for more savings.



Get a free quote today.

It’s fast, free, and help is just a call away.

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Frequently Asked Questions about Ontario property insurance.

What’s the average cost for Ontario home insurance?

With more than 5.6 million people owning homes in Ontario, average home insurance costs are difficult to estimate.

Location is one of many variables that home insurance companies in Ontario look at when determining a rate for a policyholder.

Our free, online quote tool will give you a better sense of the rates you’re eligible for.

By speaking with a broker about home insurance in Ontario, you can learn more how you can reduce your rate.

Consider the following to bring down your rate:

Pay your premiums on time.

Bundle your home and car insurance so that both policies are held with a single company.

Establish and maintain a good credit score.

Limit your claims, since insurance companies consider claims history when determining a rate.

Mitigate potential risks within your home. For example, install a smoke detector, CO2 monitor and sprinkler system.

We’re available to answer any questions you may have about getting cheap home insurance in Ontario.

Is home insurance mandatory in Ontario?

No, home insurance in Ontario is not mandatory. But, most lenders require that a home be insured.

Protect your highest value asset with Ontario home insurance – particularly if you don’t have savings to cover the cost of replacing your home and its contents in the event of damage.

Is it safe to get an online quote for home insurance in Ontario?

Yes, it’s 100% safe to buy insurance for a home in Ontario online.

To get started with a quote, all you need is the address of the home you’d like to insure and a few details about the property such as address, structure type, heating source and proximity to a fire hydrant. has helped thousands of Canadians save millions on their insurance costs.

You could save a lot of money and it won’t cost you a cent.

Give us a call: 1-855-754-0350.