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Dear valued Direct Rate Insurance client: The ongoing COVID-19 crisis is causing extremely high traffic volume and wait times may be longer than usual. We recommend that you register for online self serve to submit your request. Be sure of one thing, we’ll take care of you! For highlights of the federal government's COVID-19 financial relief programs click here.

Let Direct Rate Insurance make sure you are properly protected.

Using industry leading tools we’ll assess the right coverage for your home and belongings and make the process quick and easy.

Want to provide coverage for your furnace and other mechanicals in your home? We offer protection and service through a trusted network of vendors. This coverage was created to help homeowners with the unexpected costs of accidental losses that are not normally covered under your home insurance policy.